 |
||||||||
|
Morris Tax and Retirement Planning |
||||||||
 |
Our Program |
|||||||
 |
This site is currently under construction - Please come back soon! |
 |
||||||
 |
As you approach retirement it is important that you put less of | |||||||
 |
your money at risk to fluctuations in the market. Most people see their |
|||||||
 |
options as either mutual funds, which link gains to the market but put your money | |||||||
 |
at risk and do not guarantee returns , or Certificates of Deposits that provide | |||||||
| relatively low, taxable, returns and will not allow access to your funds for a fixed period of | ||||||||
| time. Although both of these vehicles may have their place in your portfolio we have been able to place | ||||||||
| the majority of our client's in account's that link returns to the market yet provide a minimum rate of return | ||||||||
| while guaranteeing that your principal will not be lost in the event of a market downturn. Your retirement | ||||||||
| funds are safe, a minimum rate of return guaranteed, and returns are linked to the market. | ||||||||
| We have been able to place the majority of our clients accounts that: | ||||||||
| l Insure the safety of their principal, not exposing our client's to market down turns. | ||||||||
| l Returns are linked to a key market index such as the S&P 500, NASDAQ, or DJIA. | ||||||||
| l Provide a guaranteed rate of return. If the market is down they still make money. | ||||||||
| l Interest accumulation is tax-deferred, allowing earnings to compound and accumulate faster than | ||||||||
| if they were currently taxed. | ||||||||
| l Access/disburse up to 10% of their account annually without penalty. | ||||||||
| l Avoids Probate and offers Creditor Protection. | ||||||||
| An essential component of any Retirement Plan is Tax Planning. Issues such as taxes on Social Security and | ||||||||
| the effects of required disbursements must be considered in any well structured plan. Morris TAG provides | ||||||||
| our client's with Tax Planning Strategies that assist them in reducing their tax burden. Combining Tax and | ||||||||
| Investment Strategies are key to insuring that your market gains are not eroded by tax liabilities. | ||||||||
| We feel so strongly about the importance of solid tax planning, as a service to our client's, we provide | ||||||||
| tax preparation and filing services for $49.95 on most returns. We also provide our client's with a | ||||||||
| 'forward- looking' review of their portfolio to insure that we take into consideration all tax | ||||||||
| consequences, present and in the future. | ||||||||
When was the last time your Financial Advisor called your tax preparer and asked what the tax consequence |
||||||||
| would be if they invested your money in a certain type of investment? When was the last time your tax | ||||||||
| preparer called you investment advisor and suggested that your investments are causing excess taxes? The | ||||||||
| answer for most people is “never”. | ||||||||
We specialize and only work with people who are approaching or are already retired, we can prepare you for events |
||||||||
| that you may never have even thought about. Please call us to discuss how we may assist you. | ||||||||
|
|
|
|
||||||
